Capital That
Moves With
Your Business
We use Precision Risk Engineering — evaluating cash flow, business history, and revenue patterns — not just a bureau score. Philippine SMEs deserve better underwriting.
Access ₱100K–₱10M in business financing. No prepayment penalties. Rates disclosed before you sign.
₱2.1B+
Total Capital Deployed
1,400+
SME Growth Stories
SEC Reg.
CS201516947
CA No.
1751
Regulatory Authorities · Media Coverage · Government Partners
Accelerated SME Underwriting
From Application to Funding
Submit & Score
Complete our digital application in under 10 minutes. Our Accelerated SME Underwriting engine analyzes your business cash flow, revenue trajectory, and operational history — returning a credit decision within 24 hours.
Receive Your Offer
A transparent loan offer arrives with all-in rates, monthly amortization, and total cost of borrowing — disclosed in full before you sign anything. No surprises.
Closing with Your Advisor
A dedicated account officer handles your closing, answers every question, and coordinates disbursement. Funds reach your business account within 1–3 banking days of acceptance.
Our Products
Financing for Every Need
Choose the loan product that fits your situation. Flexible amounts, competitive rates, and fast turnarounds.
Business Loans
Fuel growth, manage cash flow, and seize opportunities with tailored business financing solutions.
- ₱500K – ₱10M
- 12–60 month terms
- From 1.2% / month
Personal Loans
Quick personal financing for life's moments — education, health, or any personal milestone.
- ₱20K – ₱500K
- 3–24 month terms
- From 1.5% / month
Home Equity Loans
Leverage the value of your property to access larger capital at competitive secured rates.
- ₱1M – ₱20M
- Up to 120 months
- From 0.9% / month
Car / Fleet Loans
Finance a single vehicle or an entire fleet. Straightforward terms with fast processing.
- ₱300K – ₱5M
- 12–60 month terms
- From 1.0% / month
Emergency Funding
Same-day decisions for businesses facing urgent funding needs. Apply and get funded fast.
- ₱10K – ₱300K
- 1–6 month terms
- From 1.8% / month
Revolving Credit
A pre-approved credit line you draw from on demand. Only pay interest on what you use.
- ₱100K – ₱3M
- 12–24 month facility
- From 1.5% / month
Loan Calculator
See Your Numbers
Before You Apply
Adjust the sliders to instantly estimate your monthly repayment. No registration needed — just honest numbers.
Quick Estimator
Adjust the sliders below
Based on indicative rate of 1.8% / month. Actual rates may vary.
Monthly
₱46,701
Total Interest
₱60,412
Total Return
₱560,412
Approval Rate
87%
of qualified applicants
Why MicroGroup / Leverage.ph
Institutional Standards. Built for Small Business.
MicroGroup Lending Corporation built Leverage.ph to solve a specific problem: Philippine SMEs are creditworthy, but banks move too slowly and score them too narrowly. We don't.
24-Hour Credit Decision
Our Precision Risk Engineering engine analyzes your business within 24 hours — no waiting weeks for a decision that should take hours.
No Prepayment Penalties
Settle your loan ahead of schedule without fees. We reward financial discipline, not penalize it.
Full Cost Disclosure
Every fee, rate, and charge is laid out before you sign. Truth in Lending Act compliance is our floor, not our ceiling.
Holistic Underwriting
We look at your cash flow, revenue trends, and business history — not just a traditional bureau score. Good businesses deserve fair evaluation.
₱100K–₱10M Range
From bridging a payroll gap to funding a full expansion — our products are engineered for where your business actually is.
Advisor at Closing
A dedicated account officer is assigned at the offer stage — a real person who knows your file and guides you through closing.
Social Proof
Trusted by SME Leaders
"Leverage.ph helped us secure ₱3M in working capital within 72 hours. The process was completely transparent — no hidden fees, just straightforward financing that helped us fulfill a major contract."
Maria Santos
Managing Director, Santos Trading Co.
Makati City
As featured in
BusinessWorld
Philippine Star
Inquirer
CNN Philippines
One News
Ready to Get Started?
Your Business Deserves
Better Financing
Join 500,000+ Philippine businesses that have accessed fast, transparent, and flexible capital through Leverage.
Stay in the loop
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